Your Retirement Solution Podcast
Episode 57 —Your Solutions to the SECURE Act’s Biggest Changes

Episode 57 —Your Solutions to the SECURE Act’s Biggest Changes

March 11, 2020

Now that the SECURE Act is in motion, have you considered what changes you need to make to your retirement accounts and the other pieces of your retirement plan?

In this episode, Tyler Lively, a financial planner at The Retirement Solution, explains how the changes brought about by the SECURE Act might impact your retirement plan and any heirs who will inherit an IRA. Tyler then uncovers strategies to help you make the most of these significant changes.

In this episode, you’ll learn:

  • About the major changes that have been triggered by the SECURE Act
  • What can be done with your retirement accounts today that will benefit your heirs
  • Why it’s now crucial to have your trust re-evaluated 
  • What the transfer process involves and how The Retirement Solution can help
  • And more!

Tune in now and get your SECURE Act questions answered

Resources:  The Retirement Solution, Inc.

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Episode 56 — More Than a Fairytale: How We Help People Retire Happily Ever After

Episode 56 — More Than a Fairytale: How We Help People Retire Happily Ever After

February 26, 2020

Your dream of retiring doesn’t have to be just a fairytale. Take it from the thousands of clients that we’ve helped achieve their happily ever after. 

In this episode, Matt Perrone, a financial planner with The Retirement Solution (TRS), shares stories about how he has guided pre-retirees to have the income they need and want for the rest of their lives. The clients in these stories range from having a variety of backgrounds and emotions, from overwhelmed and unsure if retirement would even be possible to self-assured and looking for collaboration with a financial planner. 

In this episode, you’ll learn:

  • Why Matt discourages retirees from relying on the stock market
  • About Matt’s approach to working with a young widow who is learning how to manage her finances and plan for retirement
  • About the benefits of working in collaboration with your advisor
  • How TRS works with clients in a way that’s unique from other financial planners
  • And more!

Tune in now to hear stories about people like you who’ve retired, and remained, happily ever after!

Resources:  The Retirement Solution, Inc.

Episode 55 — What to Do If You Have a Heavily Concentrated Position in Real Estate

Episode 55 — What to Do If You Have a Heavily Concentrated Position in Real Estate

February 12, 2020

Do you ever feel trapped by your real estate investments? Maybe you’d like the freedom to travel, but you’re burdened by rental properties that demand regular maintenance. 

In this episode, Mike Whitmore, a financial planner with The Retirement Solution (TRS), walks you through investment options that could give you income while saving you from the real-estate management headache. This engaging conversation is filled with strategies to consider if you have a heavily concentrated position in real estate.

In this episode, you’ll learn:

  • The pitfalls of being heavily funded in one area of the market
  • Ways to become diversified efficiently
  • What a charitable remainder trust is and how it could work for you
  • About an alternative to private REITs (and its benefits)
  • The benefits of working with a fiduciary
  • What Mike experienced going through the process to become a TRS client
  • And more!

Tune in now to discover options for becoming more diversified in your real-estate investments.

Resources:  The Retirement Solution, Inc.

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Episode 54 — Clearing up the Misinformation Surrounding Annuities

Episode 54 — Clearing up the Misinformation Surrounding Annuities

January 29, 2020

Considering all of the misinformation that surrounds annuities, are you unsure of whether to use this investment type?

In this episode, Jim Black shines light on the features of annuities and walks you through their advantages and disadvantages. This is an informative conversation that seeks to answer the big question: Can annuities help you achieve your happily-ever-after? 

In this episode, you’ll learn:

  • Who can benefit from an annuity
  • About the different types of annuities
  • What the potential advantages and disadvantages of annuities are
  • About the unique circumstances under which you can bail out of annuities
  • And more!

Tune in now and get your annuity questions answered!

Resources:  The Retirement Solution, Inc.

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Episode 53 — How to Plan for Retirement in the Midst of Life Transitions

Episode 53 — How to Plan for Retirement in the Midst of Life Transitions

January 15, 2020

Whether you win the lottery, inherit a large sum of money, or suddenly lose your job, the result of this new life transition will affect your finances. 

Today, Jim Black shares how he and The Retirement Solution team assists clients through life’s transitions to help ensure they will be safe and secure in their retirement. This episode is all about helping you discover your options and, ultimately, living the retirement of your dreams. 

In this episode, you’ll learn:

  • How the Retirement Solution guides clients to create a plan that will provide them with the income they need to support their lifestyle throughout retirement
  • Examples of clients who did the proper planning and subsequently learned that they will  be okay after they experienced a life event
  • Why it’s of paramount importance for business owners to set up their succession plan
  • And more!

Tune in and learn how to feel secure in retirement regardless of what life throws at you. 

Resources:  The Retirement Solution, Inc.

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Episode 52 — Can I Increase My Odds of Living Happily Ever After By Attending A Class?

Episode 52 — Can I Increase My Odds of Living Happily Ever After By Attending A Class?

January 8, 2020

Not everyone needs a financial planner, but we do all have questions like, “Will I be okay in retirement?” “When should I start collecting Social Security?”

Today, Tom Black shares how he, and The Retirement Solution's team, partner with the American Financial Education Alliance (AFEA) to provide the community with free financial education. Learn why these classes are helping people resolve their biggest retirement questions.

In this episode, you’ll learn:

  • AFEA's nonprofit mission 
  • Who can benefit from these free financial classes 
  • What topics are offered 
  • Reasons why you are encouraged to attend 
  • And more!

 

Tune in and discover all that you can gain from attending these free educational events.

Resources:

The Retirement Solution, Inc.

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Episode 51 -  How to Talk Money With Kids: Part 2

Episode 51 - How to Talk Money With Kids: Part 2

December 18, 2019

Your children will never be too old to hear your financial advice; the secret is in knowing the right way to pass it along to them.

In part two of his mini-series, Jim Black discusses how to talk to your adult children about money. There’s a delicate balance between interjecting with advice and standing back to let your children make financial mistakes that they will learn from. In this episode, Jim places a special focus on helping you navigate those scenarios.

In this episode, you’ll learn:

  • Different approaches to use when talking to adult children
  • How to walk the line between offering advice and letting your adult children learn through their experiences
  • How to help them, not enable them
  • And more!

Tune in and gain some insight on how to talk money with your twenty or thirty-something-year-old.  

Resources:  The Retirement Solution, Inc. | How to Talk Money With Kids: Part 1 

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Disclosure:
The Retirement Solution Inc. is a Registered Investment Advisor in the state of Washington. Our investment advisors may not transact business in states unless appropriately registered or excluded or exempted from such registration. We are registered as an investment advisor in AZ, CA, CO, ID, OR, TX, UT, WA. We can provide investment advisory services in these states and other states where we are exempted from registration.

Episode 50 -  How to Talk Money With Kids: Part 1

Episode 50 - How to Talk Money With Kids: Part 1

December 11, 2019

It’s never too early to start talking to your kids about money.

Today, Jim Black sheds light on ways to get an early start on discussing finances with your children. From allowance to chores to buying the next hot toy, Jim shares ideas and experiences that may help make great savers of us all.

In this episode, you’ll learn:

  • Why it is never too soon to bring money into the conversation with kids
  • How to explain where money comes from and, more importantly, where it goes
  • Tools that can help turn your kids into great savers
  • And more!

Tune in and learn motivating ideas on how to teach the younger generation to save better than us.

Resources:  The Retirement Solution, Inc.

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Disclosure:
The Retirement Solution Inc. is a Registered Investment Advisor in the state of Washington. Our investment advisors may not transact business in states unless appropriately registered or excluded or exempted from such registration. We are registered as an investment advisor in AZ, CA, CO, ID, OR, TX, UT, WA. We can provide investment advisory services in these states and other states where we are exempted from registration.

Episode 49 - How to Talk to Your Parents About Money —  With Cindy Mueller

Episode 49 - How to Talk to Your Parents About Money — With Cindy Mueller

November 27, 2019

Money is one of the hardest things to talk about in any generational gap. But with the right preparation, you can carry this conversation with sensitivity and grace.

Today, Cindy Mueller explains when and how to have that important money conversation with your aging parents. We guarantee that you’ll want to take notes!

In this episode, you’ll learn:

  • Reasons why it’s important to have this talk with your parents
  • How to overcome the common barriers to starting this conversation
  • Recommendations for your timing and approach 
  • Words of advice for making sure the whole family is on board with the plan
  • And more!

Tune in and become prepared to have this important conversation with your parents.

Resources: The Retirement Solution, Inc.

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Episode 48 — Forced Into Retirement? Here Are Your Options

Episode 48 — Forced Into Retirement? Here Are Your Options

November 13, 2019

Whether they’ve been let go or offered a hefty compensation package to leave, even people who are close to retirement age can find themselves jobless. That leaves one big question: Should you retire now or get a new job?

 

Today, Jim Black shares how he and The Retirement Solution team help clients navigate this question. This episode is all about helping you discover your options and, ultimately, have the retirement you’ve been dreaming of. 

 

In this episode, you’ll learn:

 

  • The importance of knowing your number
  • Examples of clients who discovered they actually could afford to retire after meeting with The Retirement Solution
  • How going back to work can be an opportunity to fulfill your passions
  • How The Retirement Solution guides clients who have a sudden windfall of cash
  • The big question Jim asks every client
  • And more!

 

Tune in and learn how to arrive at the answer to this big question: “Should I retire now or get a new job?”

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Resources:  The Retirement Solution, Inc.